Identity theft protection and prevention & how to report it

Preventing Identity Theft

In the USA approximately 40,000 consumers per year have their identity stolen, one of the most serious types of fraud. How identity theft works is that someone uses your personal information without your consent. This can include your name, social security number, driver’s license, bank accounts, mortgages, and even jobs you’ve had in the past or present. Your SSN and driver’s license can be used in identity theft to get a credit card, and if it happens to you, you may not find out until months after the fact. We’ve provided a few tips below that will help prevent you from becoming a victim of identity theft. We’ll also provide where you can report identity theft if it’s happening to you or someone you know.
1. Make sure you check your credit accounts once a year. If you find accounts associated with your name that you’ve never heard of or are not yours, you may be a victim of identity theft.
2. It’s smart to cut up credit card applications, billing statements, and other personal documents once you’re done with them.
3. If for some reason you don’t get your bill for one of your credit cards or lines of credit make sure you call the credit company immediately to find out why.
4. Make sure your mailbox is locked and you’re the only one (along with people you trust) should be the only one that has access to it.
5. Only give out your social security number if it’s absolutely necessary.
6. When you use the ATM machine make sure you save your receipts, compare them to your debit statements and then rip them up before tossing them in the trash.
If you want to report identity theft or you’re a victim of the crime act right away. If your purse or wallet was stolen, and it contained your ID, call the credit reporting agencies right away so that they can put an alert on your file; this way credit accounts cannot be opened without your consent. It is also wise to make a police report if this happens. In addition, make sure you send important written messages by mail, and keep careful written records of everyone you speak with in the process. Identity theft can be prevented, and if you act quickly it can be curbed if you report it early enough.

For more complete information about identity theft, please visit the official site: The Federal Trade Commission's National Resource for Identity Theft.

  Adjustable Rate Mortgages
  Alliance Bank
  ANZ Bank
  Associated Bank
  Bad Credit Mortgage
  Bad Debt
  Bank of America
  Bank of Colorado
  Bank of Montreal
  Bank of Oklahoma
  Bank of Scotland
  Bank of Texas
  Bank of the West
  Banks In The USA
  Barclays Bank
  BBVA Compass
  Black Friday
  BMO Bank of Montreal
  BNP Paribas
  Branch Banking and Trust
  British Bankers Association
  Bull and Bear Markets
  Cambridge Savings Bank
  Canada Pension Plan
  Canadian Tire Bank
  Canadian Western Bank
  Capital Bank
  Cash Advance
  Chase Bank
  CIBC Canadian Imperial Bank of Commerce
  Citizens Bank
  Citizens Bank of Canada
  City National Bank
  Co-operative Bank
  Coast Capital Savings Credit Union
  Comerica Bank
  Commonwealth Bank
  Conexus Credit Union
  Credit Card Advice
  Credit Counseling
  Credit Report
  Credit Unions
  Day Trading
  Defined Benefit Pension
  Defined Contribution Pensions
  Direct Deposit Advance
  Envision Credit Union
  Fedwire Routing Number
  FHA Loans
  Fiat Money
  First Federal Bank of Florida
  First Niagara Bank
  First Republic Bank
  First Tennessee Bank
  Fixed Rate Mortgages
  Forex Trading
  Frost Bank
  Glens Falls National Bank
  Government and Mortgages
  Gross Domestic Product or GDP
  Harris Bank
  HDFC Bank
  Hedge Funds
  Home Appraisals
  Home Equity Loans
  Home Equity Rates
  Home Foreclosure
  HSBC Canada
  Hudson City Bank
  Identity Theft
  ING Direct
  Interest-only loan
  Kennebunk Savings Bank
  Life Insurance
  Links Resources and Partners
  Lloyds TSB
  Market Share
  Meridian Credit Union
  MI Bank
  Micro Credit
  Money by Pink Floyd
  Money Converter
  Money Market
  Money Mart
  Money Scams
  Mortgage Loan
  Mortgage Refinancing
  Mutual Fund
  National Australia Bank
  National Bank of Canada
  Navy Federal Credit Union
  Navy Federal Credit Union Online Banking
  Navy Federal Credit Union Routing Number
  Navy Federal Credit Union Web Bill Pay
  Offshore banking
  Old Age Security Program
  One For The Money Movie 2012
  OneWest Bank
  Orange County Teachers Credit Union
  Oxford Bank and Trust
  Payday Loans
  Pentagon Federal Credit Union
  Peoples United Bank
  Personal Finance Software
  PNC Bank
  Provident Bank
  RBC Royal Bank
  Refund Anticipation Loan
  Regions Financial Corporation
  REIT or Real Estate Investment Trust
  Reverse Mortgages
  Rich Dad, Poor Dad
  Second Mortgages
  Servus Credit Union
  Sovereign Bank
  Standard Bank
  Steinbach Credit Union
  Stock Market
  Student Financial Aid
  SunTrust Bank
  SunTrust Routing Number
  TCF Bank
  TD Canada Trust
  TD Canada Trust Routing Number
  The Federal Reserve
  The Gold Standard
  The Wealthy Barber
  Union Bank
  US Public Debt
  Vancity Credit Union
  Venture Capital
  Wealth Coaching
  Wells Fargo
  Wells Fargo Routing Number
  Woodforest National Bank
  Zions Bank